Terms and conditions for selunmirataria.com users
By accessing or using selunmirataria.com, you agree to these Terms and Conditions, which govern your use of our website and services. Please read them carefully to understand your rights and obligations.
September 13, 2025
Acceptance of terms
By using this site, you accept all current terms and conditions. If you disagree with any part, please discontinue use immediately. We may update terms at any time without prior notice.
Definitions
The following definitions apply throughout these Terms and Conditions:
- ‘selunmirataria’, ‘we’, ‘us’, or ‘our’ refers to the entity operating selunmirataria.com and providing consultation-based financial planning services.
- ‘You’, ‘user’, or ‘client’ refers to any individual or organisation accessing or using the website or services.
- ‘Services’ means consultation-based financial planning and related support provided by selunmirataria.
- ‘Content’ includes all information, materials, and resources made available on the site.
Use of services and site
You may use selunmirataria.com for lawful purposes only. No information should be considered personal financial, legal, or tax advice. Results may vary.
Eligibility
Use of this site and services is restricted to individuals aged 18 or older. By using the site, you confirm you meet this requirement.
Not for use by minors under 18.
Your responsibilities
You must provide accurate, current information and comply with all applicable laws and site policies.
- Do not impersonate others or submit false details.
- Respect the privacy and rights of other users and staff.
- Do not interfere with site functionality or security.
- Comply with all Australian laws and regulations.
Prohibited uses
You may not use selunmirataria.com or its content for the following:
- Unlawful, fraudulent, or deceptive activities
- Sharing false or misleading information
- Attempting to breach site security or gain unauthorised access
- Uploading harmful code or content
- Impersonating selunmirataria or its representatives
Intellectual property
All content, trademarks, and materials on selunmirataria.com are owned or licensed by selunmirataria. Reproduction, distribution, or use without permission is prohibited except where allowed by law.
User content and submissions
You may submit feedback or questions through our site. Submitted content must be lawful and original.
Your rights regarding submissions:
By submitting content, you grant selunmirataria a non-exclusive right to use or display it as needed for service delivery or site improvement.
Your privacy and data security
We collect and use your data according to our Privacy Policy. Your information is protected by technical and organisational safeguards. For full details, review our Privacy Policy. View Privacy Policy
General disclaimer for information
All site information is provided for general guidance only and is not personal advice.
Important notice:
Do not act solely on site content. Always consult a licensed professional for advice relevant to your situation.
Liability limitations for selunmirataria
selunmirataria is not liable for losses arising from use of site materials or services, except as required by law.
Indemnification
You agree to indemnify selunmirataria for any claims arising from your use of the site or breach of these terms.
Dispute resolution process
Disputes will be resolved through good faith negotiation and, if needed, arbitration in Australia.
Arbitration
Any unresolved disputes will be submitted to binding arbitration in accordance with Australian law.
Arbitration replaces court proceedings for disputes.
Online dispute resolution
Users may also access online dispute resolution platforms as permitted by law.
Learn about dispute resolution: Learn about dispute resolution
Applicable law and jurisdiction
These terms are governed by Australian law. Any disputes are subject to Australian jurisdiction.
Termination
selunmirataria may terminate your site access at any time for violation of terms, legal requirement, or site changes.
Modifications
We may update these terms at any time. Continued use of the site indicates acceptance of current terms.
Severability
If any part of these terms is found invalid, the remainder remains effective.
Entire agreement
These Terms and Conditions constitute the full agreement between you and selunmirataria regarding site use.
How to contact us
For questions about these terms, please contact our team.
Email address: content@selunmirataria.com
Phone: +61.8.0530.0581
Address: 570 Bourke Street, Level 17 & 24, Melbourne, VIC 3000 Australia
Effective date: September 13, 2025
Version: 1.2